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New York · Questions

Who Qualifies for Medicaid Home Care in New York

Three things decide whether someone qualifies for a Medicaid home attendant in New York: Medicaid coverage, the result of the state’s independent assessment, and the plan’s authorization that follows. Here is what each one requires. Facts last reviewed October 17, 2026.

The Home Care Agency is a free enrollment matching service — not a home care agency, not a Medicaid plan, and not a government agency. Eligibility and authorized hours are always determined by the state program and your plan.

Free 60-second eligibility check Call (929) 668-3300

Coverage: New York Medicaid

The person needing care must have New York State Medicaid or qualify for it. Medicare alone does not qualify; many people have both and are covered. Financial eligibility is determined by the Medicaid program — not by us and not by any agency.

Inside New York City, applications go through the Human Resources Administration; elsewhere, through the county Department of Social Services.

Need: the independent assessment

Eligibility for personal care is confirmed through an independent community health assessment and a clinical appointment arranged through the New York Independent Assessor Program, repeated at least annually.

For assessments on or after September 1, 2025, adults seeking personal care generally must be assessed as needing at least limited physical assistance with more than two activities of daily living — bathing, dressing, toileting, transferring, walking, eating — and people with a dementia diagnosis at least supervision with more than one. People already receiving services stay under the prior criteria.

Authorization: the plan

After the assessment, services are authorized by the person’s Medicaid managed care or Managed Long Term Care plan (or, in some cases, the local social services district), and a licensed agency is engaged to provide the aide. Adults who need community-based long-term care for more than 120 days are generally enrolled in a Managed Long Term Care plan.

Choosing the aide: someone you trust can be hired

New York works differently from states with cash-and-counsel programs. Here, the person your family chooses becomes a New York State–certified Home Health Aide (HHA) or Personal Care Aide (PCA) employed by the licensed agency. The agency provides the training and certification, usually at no cost to the caregiver, then handles pay, scheduling support and supervision.

By New York State rule, a spouse, parent, son, daughter, son-in-law or daughter-in-law cannot be the paid aide. A sibling, grandchild, niece or nephew, friend or neighbor often can. If the person you had in mind is excluded, families usually choose another trusted person or accept a certified aide from the agency. Aides must be at least 18 and legally able to work in the U.S.; eligibility for any aide is confirmed during enrollment.

Where we fit

We are the free navigator for the steps families otherwise figure out alone. One short quiz or one call: we ask about Medicaid status, the help that is needed and the county, explain the assessment, and connect you with a licensed, Medicaid-approved home care agency that serves your area. The service is free to families; we are paid a flat marketing fee by the partner agency.

Questions

Questions New York families ask

Does age matter?
The person receiving care must be a New York State resident aged 18 or older for the personal care benefit. Managed Long Term Care enrollment has its own age and coverage rules; the plan and New York Medicaid Choice apply them.
What if the person is not on Medicaid yet?
Start the Medicaid application first — it is the longest step — and prepare for the assessment in parallel. We can tell you what to expect and connect you with a licensed agency once coverage is in place.
Can a family member be the paid aide?
Often, yes — a relative or friend you trust can become a certified aide employed by the licensed agency, which provides the training for free. By New York State rule, a spouse, parent, son, daughter, son-in-law or daughter-in-law cannot be the paid aide. A sibling, grandchild, niece or nephew, friend or neighbor often can.
How many hours will be approved?
There is no fixed number. Hours come from the independent assessment and the plan’s care plan. Anyone promising a specific number of hours before an assessment is not being straight with you.
My loved one has Medicare. Does that qualify them?
Medicare alone does not — ongoing personal care at home is a New York Medicaid benefit. Many people have both Medicare and Medicaid, and they can be served. If you are not sure which coverage your loved one has, we can help you check.
What does this cost a family?
Nothing. Eligible families pay nothing out of pocket — care is funded through Medicaid — and our matching service is free to families. We are paid a flat marketing fee by the partner agency.

More New York guides

How this page is verified

Program facts were checked against official New York State and local government pages in a review completed October 17, 2026. We do not cite commercial websites, and we are not affiliated with any plan or agency named here. Program rules change; before making decisions, confirm with the program or ask us and we will help you check.

Check if your family qualifies — free

Answer a few questions and we connect you with a licensed, Medicaid-approved home care agency that serves your county. No cost, no obligation.

Start the 60-second check Call (929) 668-3300