Helping Florida Families Navigate Medicaid's Long-Term Care Program
Florida Medicaid's Long-Term Care program can cover help at home from a caregiver your family chooses — in many cases a relative, and in some cases even a spouse — through the program's Participant Direction Option. We help you understand the program, check where your family stands, and match you with a Medicaid-approved agency — free to families.
Eligibility
Final eligibility is determined by Florida Medicaid — we help you check in seconds.
Under the Participant Direction Option, the person receiving care (or their representative) chooses and directs the caregiver. The caregiver must be at least 18 and pass a Level 2 background screening. In some cases a spouse can serve — the program applies extra conditions, and plan rules vary, so eligibility of any caregiver is confirmed during enrollment.
What's Covered
Why Families Use Us
We're not an agency — we're the free service that gets your family to the right Medicaid-approved agency, faster.
You never pay us a cent. We're paid a flat marketing fee by the partner agency — never by you, and never tied to enrollment.
We connect you with a licensed, Medicaid-approved provider agency that serves your area and handles enrollment and caregiver setup.
Our team helps you check eligibility for Florida's Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) and points you to the right next step — at no cost.
How It Works
Three easy steps to get your family the care they need.
Fill out our free 30-second form or call us to see if you qualify through Florida's Statewide Medicaid Managed Care Long-Term Care (SMMC LTC).
We connect you with a Medicaid-approved home care agency in your area that handles enrollment, paperwork, and caregiver setup.
Once approved, your chosen caregiver is paid through Medicaid — and your loved one gets care at home.
The Program
Funded by Medicaid through Florida Medicaid — helping families care for loved ones at home.
We help eligible Florida families connect with a Medicaid-approved provider agency.
Eligible families pay nothing out of pocket for enrollment help.
Approved caregivers are paid through the Medicaid program.
Source: Florida Agency for Health Care Administration, Statewide Medicaid Managed Care Long-Term Care (SMMC LTC).
Already Enrolled?
If you already have Florida Medicaid Medicaid coverage and are receiving services, call for a free consult to see if switching to a different partner agency is right for you.
Call (321) 603-3300We help Florida families understand the Statewide Medicaid Managed Care Long-Term Care (SMMC LTC), check eligibility, and connect with a Medicaid-approved home care provider agency in their area. The provider agency we match you with handles enrollment paperwork, caregiver onboarding, and ongoing program support.
The Home Care Agency is an enrollment matching service. We are not a Medicaid provider agency. We connect eligible Florida families with licensed Medicaid-approved provider agencies that deliver care. This service is free to families.
Questions
Program Guide
Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) is Florida Medicaid's program for ongoing care at home and in the community, administered by the Agency for Health Care Administration and delivered through managed long-term care plans. It covers hands-on help with daily living — bathing, dressing, meals, mobility — for Floridians who meet the program's financial and level-of-care rules.
For families, the practical meaning is simple: if your loved one qualifies and is enrolled, Medicaid — not your family — pays for the care, and through the Participant Direction Option the person receiving care can choose who provides it.
Eligibility has two sides: financial rules, determined by the Department of Children and Families, and level-of-care rules, determined by the Department of Elder Affairs. Medicare alone does not qualify.
Most new community applicants start with a phone screening through their local Aging and Disability Resource Center. The screening produces a priority score and rank, and enrollment is offered as slots open — the most fragile applicants first. Some situations qualify for enrollment without the wait, including certain nursing-facility residents who have been in a Florida facility at least 60 consecutive days and want to move home, and adults referred through Adult Protective Services. We help families understand where they stand rather than guessing.
Inside the LTC program, the Participant Direction Option (PDO) lets the person receiving care act as the employer of their own caregiver for covered services such as personal care, homemaker services, and adult companion care. The caregiver can be someone the family already trusts — an adult child, sibling, other relative, or friend — and must be at least 18 and pass a Level 2 background screening.
A spouse can serve in some cases, under extra conditions — generally care beyond what a spouse would ordinarily provide — and plan rules vary, so spouse arrangements are confirmed case by case during enrollment.
Floridians already enrolled in the LTC program do not go back on the waiting list to change how their care is delivered. They can choose the Participant Direction Option, choose a different provider agency, and choose who provides the care in their plan of care.
Our free service matches families — new applicants and current enrollees alike — with a Medicaid-approved agency, and is paid a flat marketing fee by the partner agency. Eligibility is always determined by the program.
Program facts on this page last reviewed October 13, 2026. Program rules change — eligibility is always determined by the state program.
Related guide: Can a spouse be paid to be a caregiver? Medicaid rules, state by state
No cost, no obligation — talk to an expert about Florida's Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) today.
Call (321) 603-3300