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Free matching service · Missouri

Get Paid to Care for Family in Missouri

Helping Missouri Families Navigate the Consumer Directed Services Program

Missouri's Consumer Directed Services program allows a family member to serve as a paid family caregiver for an eligible loved one. We help you check if you qualify and match you with a Medicaid-approved local agency — free to families.

A family caring for a loved one at home in Missouri
  • Free for families
  • Medicaid-approved partner agencies
  • HIPAA-aware handling

Your Eligibility Form

Free & Takes 30 Seconds

You are likely eligible if you have Medicaid. Fill out the form to see how fast you can get started.

or call us at (816) 300-6790

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$0
Out-of-pocket cost to families
Medicaid
Caregivers paid through the program
Statewide
Serving Missouri families
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Eligibility

Who Is Eligible for Missouri's Consumer Directed Services (CDS) Program?

Final eligibility is determined by MO HealthNet — we help you check in seconds.

You're likely eligible if you…

  • Have Medicaid
    Active MO HealthNet (Missouri Medicaid). Medicare alone does not qualify.
  • Live in Missouri
    The person receiving care must be a Missouri resident
  • 18 Years of Age or Older
    Missouri CDS serves adults age 18 and older
  • Need Help with Daily Activities
    Bathing, dressing, mobility, meal prep, errands and more
  • Able to Direct Your Own Care
    Or appoint a representative who can direct care for you
Example Missouri MO HealthNet Medicaid card
You'll need an active Missouri Medicaid (MO HealthNet) card. Medicare alone does not qualify.

Who can you choose as caregiver?

  • Your Adult Child
  • A Sibling
  • A Relative
  • A Close Friend
  • A Neighbor

A paid caregiver must be at least 18 and legally able to work in the U.S. Under Missouri CDS, a spouse or the participant’s legal guardian cannot be the paid caregiver. The caregiver may live in the same home as the person receiving care.

Medicare alone is NOT enough — Medicaid required
Care at home in Missouri

What's Covered

Care That Helps Your Loved One Stay Home

  • Companion Care — Socializing, light housekeeping, meal prep
  • Personal Care — Bathing, hygiene, dressing, mobility assistance
  • Fall Prevention — Mobility assistance, safety monitoring at home
  • Medication Reminders — Plan of care to keep you safe at home
See If You Qualify

Why Families Use Us

A Free, Simple Way to Get Connected

We're not an agency — we're the free service that gets your family to the right Medicaid-approved agency, faster.

100% Free to Families

You never pay us a cent. We're paid a flat marketing fee by the partner agency — never by you, and never tied to enrollment.

Matched Locally

We connect you with a licensed, Medicaid-approved provider agency that serves your area and handles enrollment and caregiver setup.

We Guide the Way

Our team helps you check eligibility for Missouri's Consumer Directed Services (CDS) Program and points you to the right next step — at no cost.

How It Works

How to Become a Paid Family Caregiver in Missouri

Three easy steps to get your family the care they need.

1

Check Eligibility

Fill out our free 30-second form or call us to see if you qualify through Missouri's Consumer Directed Services (CDS) Program.

2

We Match You with a Local Agency

We connect you with a Medicaid-approved home care agency in your area that handles enrollment, paperwork, and caregiver setup.

3

Your Family Gets the Care They Need

Once approved, your chosen caregiver is paid through Medicaid — and your loved one gets care at home.

The Program

A Medicaid-Funded Program for Missouri Families

Funded by Medicaid through MO HealthNet — helping families care for loved ones at home.

Serving Missouri

We help eligible Missouri families connect with a Medicaid-approved provider agency.

No Cost to Families

Eligible families pay nothing out of pocket for enrollment help.

Paid Through Medicaid

Approved caregivers are paid through the Medicaid program.

Source: MO HealthNet / Missouri Department of Health and Senior Services, Consumer Directed Services (CDS) Program.

Missouri Medicaid card

Already Enrolled?

Already Receiving Home Care Services?

If you already have MO HealthNet Medicaid coverage and are receiving services, call for a free consult to see if switching to a different partner agency is right for you.

Call (816) 300-6790

What The Home Care Agency Does

We help Missouri families understand the Consumer Directed Services (CDS) Program, check eligibility, and connect with a Medicaid-approved home care provider agency in their area. The provider agency we match you with handles enrollment paperwork, caregiver onboarding, and ongoing program support.

The Home Care Agency is an enrollment matching service. We are not a Medicaid provider agency. We connect eligible Missouri families with licensed Medicaid-approved provider agencies that deliver care. This service is free to families.

Questions

Frequently Asked Questions About Home Care in Missouri

What services does your home care agency provide?
We are an enrollment matching service — not a home care agency. We help Missouri families understand the Consumer Directed Services program and match you with a Medicaid-approved provider agency in your area. The agency we match you with provides the actual caregiver services.
What is the Missouri Consumer Directed Services program?
Consumer Directed Services (CDS) is a Missouri Medicaid (MO HealthNet) program that lets eligible individuals direct their own personal care services at home. Eligibility and covered services are determined by the program.
How do I apply for home care?
If you live in Missouri, call us or fill out the form on this page. We'll help check your eligibility and match you with a Medicaid-approved provider agency that handles enrollment and caregiver setup.
Can I become a paid family caregiver for my parent or relative in Missouri?
In many cases, yes — Consumer Directed Services lets eligible MO HealthNet (Missouri Medicaid) recipients choose an adult child, sibling, other relative, friend, or neighbor as their paid caregiver. By program rule, a spouse or the participant's legal guardian cannot be the paid caregiver. Eligibility is determined by the program during enrollment — we help you check if you qualify and connect you with a Medicaid-approved agency that handles the rest.
How much do paid family caregivers make in Missouri?
Payment rates are set under the Missouri Medicaid program, not by us or any agency, and can change over time. The Medicaid-approved agency we match you with can walk you through current rates for your situation.
Can a spouse be a paid caregiver in Missouri?
No — by Missouri rule, the CDS attendant cannot be the consumer's legal spouse or legal guardian. Beyond those two exclusions, you can hire almost anyone: an adult child, sibling, other relative, friend, or neighbor. The caregiver may live in the same home. Eligibility for any caregiver is confirmed during enrollment.
How does the Missouri CDS assessment work?
The Division of Senior and Disability Services completes a needs-based assessment in the home to confirm the person requires a nursing-facility level of care and to build a participant-centered care plan. It is repeated at least annually. The Medicaid-approved CDS vendor we match you with can help you prepare for what it covers.
Does Medicare qualify me for Missouri CDS?
Medicare alone does not qualify — CDS is a MO HealthNet (Missouri Medicaid) program, so the person needing care must have (or qualify for) Missouri Medicaid. If you are not sure which coverage your loved one has, we can help you check.
What's the difference between CDS and Missouri's agency In-Home Services?
Under CDS, the consumer directs their own care — hiring, training, and scheduling their attendant, including most family members — while a CDS vendor handles payroll. Under Missouri's agency In-Home Services model, the agency assigns and manages the caregiver, and immediate family members cannot be the paid caregiver. That is why CDS is usually the path for families who want a relative to provide the care.

Program Guide

Consumer Directed Services (CDS) Program: What Missouri Families Should Know

What is Consumer Directed Services?

Consumer Directed Services (CDS) is Missouri's Medicaid program for self-directed personal care, administered by the Department of Health and Senior Services through its Division of Senior and Disability Services. The defining feature is in the name: the consumer directs the care — hiring, training, supervising, and scheduling their own personal care attendant — while an enrolled CDS vendor handles payroll and taxes.

For families, the practical meaning is simple: if your loved one qualifies, Medicaid — not your family — pays the attendant they choose, and that attendant can be a family member.

Who qualifies

CDS serves Missourians who are at least 18, have a physical disability, require at least a nursing-facility level of care, are able to direct their own care, and have (or qualify for) MO HealthNet — Missouri Medicaid. Medicare alone does not qualify. Because the consumer must self-direct, a person under legal guardianship cannot enroll in CDS.

Need is confirmed through an in-home, needs-based assessment by the Division of Senior and Disability Services, which produces a participant-centered care plan and is repeated at least annually. Financial eligibility is determined by the Medicaid program — not by us, and not by any vendor.

How enrollment works

Anyone can start a referral — the individual, a family member, or a professional — through the state HCBS intake line or online referral portal; Medicaid financial eligibility itself runs through the Family Support Division.

Our free service matches you with a Medicaid-approved CDS vendor in your area that helps you through enrollment, sets up attendant payroll, and supports you after services start. We are a matching service — the vendor and the program handle eligibility and payment.

Choosing your own attendant in Missouri

Missouri's rule is one of the simplest in the country: the consumer can hire anyone except their legal spouse or legal guardian. An adult child, sibling, other relative, friend, or neighbor can all serve, and the attendant may live in the same home as the person receiving care.

Attendants must be at least 18 and legally able to work in the U.S. Eligibility for any attendant is determined by the program during enrollment.

Sources & official resources

Program facts on this page last reviewed October 1, 2026. Program rules change — eligibility is always determined by the state program.

Related guide: Can a spouse be paid to be a caregiver? Medicaid rules, state by state

Find Out If Your Family Qualifies

No cost, no obligation — talk to an expert about Missouri's Consumer Directed Services (CDS) Program today.

Call (816) 300-6790